Originally posted by: Aria Giovanni.pZ I @ Mutual Funds outside company matched programs.
Then what would you recommend for someone that can only put in $25-$50 per month?
I'd say a DRIP, but who the fuck knows what the tax on dividends will be in the future.
Advantages of Drips:
Drips give a cost effective way for Fools to put stock dividends to a better use -- purchasing more shares of the company rather than simply spending the money or having it sit in a money-market account. Almost all DRPs allow dividends to be reinvested at no fee.
Most companies allow investors to purchase additional shares through a Dividend Reinvestment Plan for nominal fees -- or often no fee at all. These are called Optional Cash Purchase Plans (OCPs).
Many Optional Cash Purchase Plans have very low minimum investments, allowing almost a Fool to purchase stock regardless of how much money they have. The amounts to participate can be as low as $10. There are limits on almost all of these plans, although many of them are in the thousands of dollars per quarter range -- well outside what the average Fool could invest.
Over 100 companies have DRPs that allow investors to purchase stock at a discount to the current market price. These discounts can range anywhere from one to ten percent. This gives investors an immediate return on their investment and sometimes balances out any fees associated with setting up the DRP or buying the stock. Some companies, however, only discount shares bought with dividends, not new shares.
DRIPs "force" investors to buy stock on a regular basis and hold on to that stock. As a result, investors adopt a long-term horizon and often invest small amounts of money on a regular basis -- money that they usually don't even miss.
Or when you get $600, buy 1/4 oz Gold South African Krugerrand - Random Year for $439 as of today.
Sometimes money is just better spent on improving your quality of life now. Maybe education or a hobby that could turn profitable.
Originally posted by: Cocytus I'd say a DRIP, but who the fuck knows what the tax on dividends will be in the future.
You can DRIP with any investment that pays dividends. That includes individual stocks, index funds, mutual funds, those same things in IRAs, Roth IRAs and 401(k)s.
To DRIP just means instead of taking the cash from the dividend payment, you re-invest that back into the thing from which it came.
i.e. You own shares of Johnson & Johnson stock. It pays a quarterly dividend of $0.15 per share. You own 100 shares and each quarter you get $15 and just dump that into buying however many shares you can get for $15.
With that said........the cost to make bullets should be down because of another dip in copper prices.
But with such massive demand it is hard for supply to keep up.
Perhaps after 2012, when the world doesn't end in Apocalypse, this trend will change........but then they will always have another four more years of Obama to worry about.
Originally posted by: Smiling Canadian I'm doing my part to drive up the cost of ammo. Currently have about 65,000 rounds of 5.56, 7.62, 9mm, and .45. I will be the last to fall to the Zombies or my own government, whichever comes first...
The zombies will be the tool of the government...
See through the propaganda. Stop empowering and enriching the state by cheering its wars. Set aside the television talking points. Look at the world anew, without the prejudices of the past, and without favoring your own government’s version of things. Be decent. Be human. Do not be deceived by the Joe Bidens, the John McCains, the Barack Obamas and Hillary Clintons. Reject the biggest government program of them all. Peace builds. War destroys.