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RomneyBot
TeamWarfare Vet
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| 05-14-2012 04:42 PM / profile
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Originally posted by: Screwtape
I did save some money.
Then I went back to school.
Now I have debt.
FML.
FORGIVE THEM STUDENT LOANS BARRY!!!
You decided to go back to school and create yourself some debt. Now you want Obama to bail you out?
Basically you want my tax money to pay for your loans. I didn't encourage you to go to college. I fucking hate you.
I know your post was likely in jest but man up, get a better job, or a part time job, and pay your own student loans off.
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Aria Giovanni.pZ
Adapt
TeamWarfare Vet
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| 05-14-2012 05:39 PM / profile
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Originally posted by: Pillbug
...
I still couldn't care less about what people think about me on this forum.
it would be sad if you did, really sad.
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Originally posted by: Smiling Canadian
.... My point was...with a shit attitude like yours...ie. you know better than everyone else about everything apparently...how did you get through without getting a good ass whipping? I know how your attitude would go over during my time and I just stated what would be done about it. It was a fact of life at the time. ...
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Mockery
TeamWarfare Vet
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| 05-14-2012 07:41 PM / profile
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Originally posted by: RomneyBot
Originally posted by: Screwtape
I did save some money.
Then I went back to school.
Now I have debt.
FML.
FORGIVE THEM STUDENT LOANS BARRY!!!
You decided to go back to school and create yourself some debt. Now you want Obama to bail you out?
Basically you want my tax money to pay for your loans. I didn't encourage you to go to college. I fucking hate you.
I know your post was likely in jest but man up, get a better job, or a part time job, and pay your own student loans off.
I bought a house that was too big for me to afford at my current interest rates...........I had too many kids that are hungry...........etc, etc..........
All the government is anymore is a way for one inefficient person to become subsidized by another persons tax money.
Until that changes.......any level of self accountability for your own individual actions goes right out the fucking window.
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Coba|t
TeamWarfare Vet
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| 05-14-2012 07:57 PM / profile
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Originally posted by: Aria Giovanni.pZ
Also, company matched programs are dangerous too, long term, as a LOT of them are not even fully funded.
Funny you say that, because I just spoke with someone today who said he was notified his company made a mistake and wasn't matching (at 1/2) his 401k contribution for a little over a month. The company blamed it on "human error" and had to notify everyone and their mother about it.
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Aria Giovanni.pZ
Adapt
TeamWarfare Vet
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| 05-14-2012 08:15 PM / profile
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Originally posted by: Coba|t
Originally posted by: Aria Giovanni.pZ
Also, company matched programs are dangerous too, long term, as a LOT of them are not even fully funded.
Funny you say that, because I just spoke with someone today who said he was notified his company made a mistake and wasn't matching (at 1/2) his 401k contribution for a little over a month. The company blamed it on "human error" and had to notify everyone and their mother about it.
well, that's a clerical mistake, if we believe their story, they ought to correct it, fine
but what they dont tell you...or do, but people dont read the fine print...fucking idiots...what pple dont realize, I should say, is that some matchings are invested 100% in the same company's stock...which is fine if it is a performer. In others, they have borrowed against the money you have there (!), so the money isnt really there for you. If the company goes kaput, like the ones Pillbug listed, most prolly they will give u cents on the dollars, IF anything.
when considering company matching, it's like a woman offering you something for free....think about what you are giving up that she is not telling you, cuz there is always a catch. At best, the catch is that u cant touch that money until u r older than dirt, or pay heavy fines, or even paying fines, you'd have to wait a set number of seniority years to access it.
At least that's how it was when I was "IN". I havent been since 2007.
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Originally posted by: Smiling Canadian
.... My point was...with a shit attitude like yours...ie. you know better than everyone else about everything apparently...how did you get through without getting a good ass whipping? I know how your attitude would go over during my time and I just stated what would be done about it. It was a fact of life at the time. ...
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Pillbug
Diplomat
TeamWarfare Vet
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| 05-14-2012 08:32 PM / profile
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Originally posted by: Coba|t
Originally posted by: Aria Giovanni.pZ
Also, company matched programs are dangerous too, long term, as a LOT of them are not even fully funded.
Funny you say that, because I just spoke with someone today who said he was notified his company made a mistake and wasn't matching (at 1/2) his 401k contribution for a little over a month. The company blamed it on "human error" and had to notify everyone and their mother about it.
I've seen that happen twice. There's one local company in Lockport that did it intentionally. Then they tried to "buy" their employees silence and they got busted for both.
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Coba|t
TeamWarfare Vet
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| 05-14-2012 09:05 PM / profile
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Originally posted by: Aria Giovanni.pZ
Originally posted by: Coba|t
Originally posted by: Aria Giovanni.pZ
Also, company matched programs are dangerous too, long term, as a LOT of them are not even fully funded.
Funny you say that, because I just spoke with someone today who said he was notified his company made a mistake and wasn't matching (at 1/2) his 401k contribution for a little over a month. The company blamed it on "human error" and had to notify everyone and their mother about it.
well, that's a clerical mistake, if we believe their story, they ought to correct it, fine
but what they dont tell you...or do, but people dont read the fine print...fucking idiots...what pple dont realize, I should say, is that some matchings are invested 100% in the same company's stock...which is fine if it is a performer. In others, they have borrowed against the money you have there (!), so the money isnt really there for you. If the company goes kaput, like the ones Pillbug listed, most prolly they will give u cents on the dollars, IF anything.
when considering company matching, it's like a woman offering you something for free....think about what you are giving up that she is not telling you, cuz there is always a catch. At best, the catch is that u cant touch that money until u r older than dirt, or pay heavy fines, or even paying fines, you'd have to wait a set number of seniority years to access it.
At least that's how it was when I was "IN". I havent been since 2007.
I thought it was interesting how it coincided with the end of the first quarter with a company whose leadership has been openly questioned and whose stock had taken a tumble.
I would not put it past them to do whatever they needed to in order to meet their forecast.
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Screwtape
TeamWarfare Vet
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| 05-15-2012 11:02 AM / profile
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Originally posted by: RomneyBot
Originally posted by: Screwtape
I did save some money.
Then I went back to school.
Now I have debt.
FML.
FORGIVE THEM STUDENT LOANS BARRY!!!
You decided to go back to school and create yourself some debt. Now you want Obama to bail you out?
Basically you want my tax money to pay for your loans. I didn't encourage you to go to college. I fucking hate you.
I know your post was likely in jest but man up, get a better job, or a part time job, and pay your own student loans off.
lol, yeah i was joking, and the point is for a job upgrade of course, but i wouldn't snub my nose at the taxpayers picking up my tab. If the faucet is on I'll stick my cup under it too.
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RomneyBot
TeamWarfare Vet
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| 05-15-2012 03:11 PM / profile
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Originally posted by: Screwtape
Originally posted by: RomneyBot
Originally posted by: Screwtape
I did save some money.
Then I went back to school.
Now I have debt.
FML.
FORGIVE THEM STUDENT LOANS BARRY!!!
You decided to go back to school and create yourself some debt. Now you want Obama to bail you out?
Basically you want my tax money to pay for your loans. I didn't encourage you to go to college. I fucking hate you.
I know your post was likely in jest but man up, get a better job, or a part time job, and pay your own student loans off.
lol, yeah i was joking, and the point is for a job upgrade of course, but i wouldn't snub my nose at the taxpayers picking up my tab. If the faucet is on I'll stick my cup under it too.
SHEEEEEEP
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RedBeards
Competition Manager
NA Game Operations
FireFall
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| 05-15-2012 03:15 PM / profile
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Originally posted by: Screwtape
If the faucet is on I'll stick my cup under it too.
That's better than bathing in it like some.
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Nathan Bedford Forrest
TeamWarfare Vet
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| 05-15-2012 03:36 PM / profile
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Originally posted by: Screwtape
Originally posted by: RomneyBot
Originally posted by: Screwtape
I did save some money.
Then I went back to school.
Now I have debt.
FML.
FORGIVE THEM STUDENT LOANS BARRY!!!
You decided to go back to school and create yourself some debt. Now you want Obama to bail you out?
Basically you want my tax money to pay for your loans. I didn't encourage you to go to college. I fucking hate you.
I know your post was likely in jest but man up, get a better job, or a part time job, and pay your own student loans off.
lol, yeah i was joking, and the point is for a job upgrade of course, but i wouldn't snub my nose at the taxpayers picking up my tab. If the faucet is on I'll stick my cup under it too.
This is a case where you and I differ.
_________________
See through the propaganda. Stop empowering and enriching the state by cheering its wars. Set aside the television talking points. Look at the world anew, without the prejudices of the past, and without favoring your own government’s version of things. Be decent. Be human. Do not be deceived by the Joe Bidens, the John McCains, the Barack Obamas and Hillary Clintons. Reject the biggest government program of them all. Peace builds. War destroys.
-Lew Rockwell
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RedCrosse
TWL Member
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| 05-15-2012 06:45 PM / profile
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not a dime. I went a different route, i paid off all debt. I have no mortgage, no car payments, no credit cards, no 401Ks. I do have a military pension I can collect at 56. Now we are working on my Kids college debts. once we are all debt free, I will consider savings and retirement accounts. Can't see saving when debt is costing so much in interest.
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Stoneymontana
New ride!
TeamWarfare Vet
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| 05-15-2012 10:27 PM / profile
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Not a dime! I spend it all
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Neechoo Cheeska
Pepperoni please
TeamWarfare Vet
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| 05-16-2012 02:05 AM / profile
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Originally posted by: RedCrosse
not a dime. I went a different route, i paid off all debt. I have no mortgage, no car payments, no credit cards...
You're not helping the economy! Bad American! Bad BAD American!
Are you sure you're not a communist?
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[-NM-] SPACEHERPES
TeamWarfare Vet
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| 05-22-2012 02:09 PM / profile
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I made mention of a student loan and an IRS payment.
Im down to 700.00 on the student loan @ 50.00 a month and the IRS installment agreement I have is at 1400.00 @ 50.00 a month.
I trying to pay both off by Dec. I think I can do it!!!
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[-NM-] SPACEHERPES
TeamWarfare Vet
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| 05-22-2012 02:10 PM / profile
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I iwll make a few extra payments online a week, that will break that shit down!!!
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RomneyBot
TeamWarfare Vet
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| 05-22-2012 02:14 PM / profile
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Originally posted by: [-NM-] SPACEHERPES
I made mention of a student loan and an IRS payment.
Im down to 700.00 on the student loan @ 50.00 a month and the IRS installment agreement I have is at 1400.00 @ 50.00 a month.
I trying to pay both off by Dec. I think I can do it!!!
I still owe a good bit to the IRS. They are mother fuckers to deal with. Have you ever tried calling them? You have to hold for about an hour every time.
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[-NM-] SPACEHERPES
TeamWarfare Vet
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| 05-22-2012 02:22 PM / profile
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Originally posted by: RomneyBot
Originally posted by: [-NM-] SPACEHERPES
I made mention of a student loan and an IRS payment.
Im down to 700.00 on the student loan @ 50.00 a month and the IRS installment agreement I have is at 1400.00 @ 50.00 a month.
I trying to pay both off by Dec. I think I can do it!!!
I still owe a good bit to the IRS. They are mother fuckers to deal with. Have you ever tried calling them? You have to hold for about an hour every time.
Just did. I was on hold for almost 30 minutes. they suck ass!!
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[-NM-] SPACEHERPES
TeamWarfare Vet
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| 05-22-2012 02:25 PM / profile
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But i had to find out the exact amount I owe. Im gonna pay that shit off this year.
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